BUSINESS CIRCLE is committed to protecting the privacy and security of our customers' and users' personal information. This Privacy Policy explains how we collect, use, and safeguard the data entrusted to us, in compliance with the relevant laws and regulations in Zimbabwe.
- Zimbabwe Data Protection Act (2021)
- Reserve Bank of Zimbabwe (RBZ) Directive on Data Privacy and Cybersecurity (2022)
- Financial Sector Development Plan (2019-2023)
Information Collection and Use:
BUSINESS CIRCLE collects personally identifiable information (PII) from our customers and users, including:
- Contact information (name, address, phone number, email address)
- Financial information (bank account details, credit/debit card numbers, transaction history)
- Identity verification data (ID numbers, date of birth)
- Usage information (device details, IP addresses, activity logs)
This information is collected directly from you when you create an account, apply for a product, or use our services. We may also collect data from third-party sources to verify your identity and creditworthiness.
We use this information to:
You information is used in the following ways:
- Provide and improve our products and services
- Communicate with you about your accounts and transactions
- Comply with legal and regulatory requirements
- Prevent fraud and ensure the security of our systems
- Analyze usage trends and preferences to enhance our offerings
Data Storage and Security:
BUSINESS CIRCLE does not sell or rent your personal information to third parties. We may share your data with trusted service providers, such as payment processors or credit bureaus, who assist us in delivering our services. These third parties are contractually obligated to protect the confidentiality and security of your information.
We may also disclose your data to law enforcement, regulatory authorities, or other parties when required by law or to protect the rights, property, or safety of BUSINESS CIRCLE, our customers, or the public.
Your Rights and Choices:
Under the Zimbabwe Data Protection Act, you have the following rights:
- Access your personal data held by BUSINESS CIRCLE
- Request correction or deletion of inaccurate or outdated information
- Withdraw consent for the processing of your data
- Obtain a copy of your data in a portable format
- Lodge a complaint with the Data Protection Authority
To exercise these rights, please contact us at propfi@homegage.estate and we will respond to your request within 30 days.
Changes to this Policy:
BUSINESS CIRCLE may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated policy on our website or through in-app notifications.